108 W SAINT ANNES CIRCLE Were you searching for a WATERFRONT HOME with an 8, 000 lb BOAT LIFT in an active 55+ GATED Community? Welcome to this well-maintained 3 bedroom, 1.5 bath, FURNISHED home with 1, 060 square feet of living space, located in the desirable Caribbean Isles Residential Cooperative. Built just 10 years ago, this home features sturdy 2x6 sidewall construction.The spacious, open, SPLIT-BEDROOM floor plan is designed for both comfort and functionality. You will enjoy the Florida lifestyle from your 12x15 waterfront lanai, featuring low-maintenance Trex decking. The like-new boat lift at your PRIVATE DOCK is perfect for accessing the canal that leads directly to Tampa Bay. And in addition, there are three off-street parking spaces. Caribbean Isles is a resident-owned, active 55+ gated community offering a wide range of resort-style amenities: clubhouse, heated pool, indoor and outdoor shuffleboard, bocce, horseshoes, game room, craft room, library, and more. Regular activities include bingo, water aerobics, coffee socials, exercise and craft classes, live music dances and parties, and group excursions. For boaters and outdoor enthusiasts, the community includes a boat ramp and kayak launch with access to beautiful mangroves, wildlife, and spectacular sunsets. Manatee and dolphin are often seen swimming in the canals. RV and utility trailer storage is available to residents for just $120 to $250 annually. The community is pet-friendly, and golf cart-friendly with approximately four miles of paved roads. Adding to the value of the home is the reasonable monthly maintenance fee of just $242 and NO CDD or LOT RENT.