108 SETTLERS ROW N Tucked beneath a canopy of majestic oaks on a quiet double cul-de-sac street, this spectacular estate home is the very definition of sophisticated Florida living. Fully renovated with no expense spared, every corner of this 4-bedroom, 4-bath residence is a testament to thoughtful design, luxury craftsmanship, and timeless style. Step through the front door and be captivated by soaring ceilings, rich wood floors, and dramatic floor-to-ceiling windows that bathe the interiors in golden Florida sunlight while framing breathtaking golf course views. Architectural details abound, from elegant millwork to the carefully curated finishes that whisper of refined taste and modern comfort. A separate office with French doors offers a quiet, stylish workspace, while a versatile flex room off the primary suite provides endless possibilities - a second office, fitness studio, nursery, or private retreat tailored to your lifestyle. The heart of the home is the stunning gourmet kitchen a true chef's delight with quartzite countertops, custom cabinetry, and top-tier appliances perfect for entertaining in effortless style. The primary suite is a private sanctuary, offering expansive golf views, spa-like luxury, and custom-designed closets tailored for the most discerning homeowner. Each secondary bedroom offers its own beautifully appointed full bath, ensuring comfort and privacy for family and guests alike. Step outside onto the expansive outdoor patio the ideal setting for al fresco dining, sunset cocktails, and simply enjoying the beauty of your surroundings. Whether hosting grand gatherings or savoring quiet mornings with coffee, the indoor and outdoor living spaces flow together seamlessly. A circular drive and an oversized side-entry three-car garage complete the property, combining functionality with elegant curb appeal. Located within the prestigious gates of The Plantation at Ponte Vedra Beach, residents enjoy unparalleled amenities, including private beach access, golf, tennis, pickleball, fitness center, and a vibrant social lifestyle.