106 Oak Avenue Fl 1 Discover the charm, versatility, and investment potential of this classic two-family home in the heart of Matamoras, PA! Set on a level .33-acre lot, this inviting duplex offers 1, 974 sq ft of living space with 5 bedrooms and 2 full baths across two separate apartments. Ideal for investors, owner-occupants looking to offset their mortgage with rental income, or multigenerational living! The spacious first-floor apartment offers 3 bedrooms, a full bath, living room, dining room, and kitchen, while the second apartment features 2 bedrooms, a full bath, living room, and kitchen. One unit is currently vacant, providing immediate flexibility, while the other is tenant-occupied and generating income. Inside, you'll appreciate the home's original character, natural woodwork, hardwood and tile flooring, and comfortable living spaces. Outside, the welcoming covered front porch, spacious yard, paved driveway, detached garage, and private entrances add convenience and appeal. Additional highlights include a metal roof, separate gas and electric meters, natural gas heat, public water, septic system, and full unfinished basement offering ample storage. Location truly sets this property apart! Enjoy small-town charm with nearby parks, schools, shopping, restaurants, and recreation. Located within walking distance of local parks and Delaware Valley schools, and approximately one mile from the New York state line, neighboring Port Jervis offers a vibrant downtown, Delaware River recreation, and NJ Transit train service connecting to NYC. Easy access to I-84 and Routes 6 and 209 makes commuting throughout the NY, NJ, and PA tri-state area convenient. Whether you're expanding your investment portfolio or looking for a home with income potential, 106 Oak Avenue offers character, flexibility, and an exceptional location!