10520 RUTH Avenue Welcome to your dream home, built in 2023 and nestled on a generous 1.14 acre lot with no HOA fee! This beautifully designed 4-bedroom, 2 bathroom home offers 2151 sq ft of open-concept living space, featuring a split-bedroom layout for ultimate privacy. The heart of the home is a stunning chef-inspired kitchen equipped with quartz countertops, stainless steel appliances, farmhouse sink, reverse osmosis filtration system, and a large island with seating-perfect for family gatherings or entertaining friends. The kitchen seamlessly flows into the spacious dining and family rooms, creating an inviting atmosphere for any occasion. Retreat to the primary bedroom sanctuary, where the spa-inspired bathroom awaits. Enjoy a luxurious soaking tub, double vanities with quartz counters, and a walk-in shower with seating and three shower heads for a true spa experience.... Additional features include 10 ft. ceilings with crown molding * security system * 3-car garage with ample space for vehicles and storage. This exceptional property offers the perfect blend of space, luxury, and modern convenience. With its open floor plan, gourmet kitchen, spa-like primary suite, and spacious lot, this home is sure to impress. Don't miss the opportunity to make it yours! Backyard provides space for a pool or other toys. And yes you can have chickens! Location is a rapidly growing community with 1+acre lots and easy access to St Augustine, Palm Coast, and Palatka. New fire station that will include a substation for St Johns County Sheriff Office is scheduled for completion in 2026. Assumable FHA loan with reasonable interest rate is available