105 SE 40th Terrace Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1, 590 sq. ft. under air and 9'4" ceilings throughout. Seller concessions available. For added peace of mind, the home has never flooded from any storm. Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14' x 28' lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining. Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023). The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living-making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.