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1040 COTTAGE Drive
THE VILLAGES FL 32162 US

$1,325,000

Pending Listing ID G5115808
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3 bed
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2,042 square feet
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.21 Acres
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Single Family Residence

$1,325,000

Pending Listing ID G5115808
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1040 COTTAGE Drive RARE OPPORTUNITY IN LAKE SHORE COTTAGES - JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages' most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home's most impressive features is the spectacular 29' x 10' enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool - all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME - IT'S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

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Property Features

  • Facts
  • Lot Size: 0.21 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Rain Gutters, Sidewalk
  • Floor Covering: Vinyl
  • Roof Type: Metal
  • Heating Fuels: Natural Gas
  • Additional Features
  • Pool

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1325000
  • unparsedaddress: 1040 COTTAGE Drive
  • postalcity: THE VILLAGES
  • stateorprovince: FL
  • country: US
  • postalcode: 32162
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.21
  • lotsizeunits: Acres
  • lotsizearea: 0.21
  • livingarea: 2042
  • livingareaunits: Square Feet
  • latitude: 28.910067
  • longitude: -81.970167
  • listagentfullname: Jana Raber
  • listagentemail: janasellshomes@gmail.com
  • listagentkey: 3yd-MFRMLSFL-387583461
  • listagentmlsid: 387583461
  • listagentpreferredphone: 8124999571
  • listagentofficephone: 8124999571
  • listofficekey: 3yd-MFRMLSFL-260501207
  • listofficemlsid: 260501207
  • disclaimer: Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MFRMLSFL
  • yearbuilt: 2004
  • listingcontractdate: 2026-07-30
  • listagentfax: 3524300831
  • listagenturl: http://RealtyExecutivesInTheVillages.com
  • countyorparish: Sumter
  • parcelnumber: D23C011
  • appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • cooling: Central Air
  • constructionmaterials: HardiPlank Type
  • flooring: Vinyl
  • heating: Natural Gas
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Golf Cart
  • roof: Metal
  • waterfrontyn: False
  • franchiseaffiliation: Realty Executives International
  • interiorfeatures: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • exteriorfeatures: Rain Gutters, Sidewalk
  • rooms: Bedroom 2, Bedroom 1, Dining Room, Bathroom 1, Bathroom 3, Bedroom 3, Bathroom 2
  • dock: False
  • poolprivateyn: True
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.97017, 28.910067
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-MFRMLSFL-G5115808", "OpenHouseEndTime": "2026-10-18 15:00:00", "OpenHouseId": "12209164", "OpenHouseRemarks": "New Price!", "OpenHouseStartTime": "2026-10-18 13:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Realty Executives In The Villages", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"glstein@aol.com", "ListBrokerageCity":"The Villages", "ListBrokerageCountry":"US", "ListBrokerageEmail":"glstein@aol.com", "ListBrokerageLogoUrl":"http://lh.rdcpix.com/6811ea81193211e28c921231380d4d0dk-c3345288911r.png", "ListBrokerageName":"Realty Executives In The Villages", "ListBrokeragePhone":"(352) 753-7500", "ListBrokeragePostalCode":"32162", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":"Suite 300", "ListBrokerageUnparsedAddress":"11714 NE 62nd Terr", "ListBrokerageWebsiteUrl":"http://RealtyExecutivesInTheVillages.com", "ListOfficeAddress1":"11714 NE 62nd Terrace Suite 300", "ListOfficeAddress2":"Suite 300", "ListOfficeBrokerMlsId":"260501207", "ListOfficeCity":"The Villages", "ListOfficeCountry":"US", "ListOfficeEmail":"glstein69@gmail.com", "ListOfficePostalCode":"32162", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, THE VILLAGES, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/1040-Cottage-Dr_The-Villages_FL_32162_M64207-12520?f=listhub&s=MFRMLSFL&m=G5115808&c=rexren", "MLSModificationTimestamp":"2026-11-09 00:57:10", "Neighborhoods":[{"Description":null, "Name":"VILLAGES OF SUMTER LAKE SHORE COTTAGES"}], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":9794, "TaxDescription":"LOT 11 THE VILLAGES OF SUMTER LAKE SHORE COTTAGES PB 7 PGS 24-24D", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
  • GarageSpaces: 1
Listing Changed: 11/9/2026 7:44:27 AM GMT
Source Updated Date: 11/10/2026 1:02:43 PM GMT

Courtesy of: Jana Raber, REALTY EXECUTIVES IN THE VILLAGES, janasellshomes@gmail.com

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.