104 STONE CREEK Circle The preferred lender offers 1% of the loan amount as a credit to the buyer, which can be used for rate buydown and/or closing costs. Nestled in one of St. Johns County's most sought-after neighborhoods with LOW HOA and NO CDD, this beautiful 4-bedroom, 3-bathroom home with a dedicated office is ready to impress. From the moment you arrive, you'll appreciate the meticulous attention to detail and finishes throughout. The open floor plan is perfect for modern living, highlighted by a gourmet kitchen featuring sleek countertops, stainless steel appliances, ample cabinetry, & a spacious island that flows seamlessly into the living and dining areas. Retreat to the luxurious master suite, complete with a spa-like en-suite bathroom, dual vanities, and a generous walk-in closet. Three additional bedrooms provide comfort & flexibility for family and guests, while the versatile office offers the perfect space for working from home or pursuing your passions. Schedule your tour today.