104 Eberhard Avenue Experience the perfect blend of Old Florida charm and contemporary luxury in this newly built residential oasis. Offering private deeded access to the majestic St. Johns River, this 3-bedroom, 2-bathroom home provides an unparalleled lifestyle in Palatka, FL. Spanning 1, 969 sqft on a generous .52-acre lot, this property delivers peace of mind with a one-year builder warranty and the freedom of no HOA or CDD fees. Step inside to an inviting open-concept layout where designer finishes elevate every space. The gourmet kitchen is a chef's dream, featuring gleaming quartz countertops, a vibrant artisanal tile backsplash, and a spacious island ideal for entertaining. The private primary suite offers a luxurious escape, complemented by two additional well-appointed bedrooms. Practicality meets elegance with a convenient drop zone and dedicated laundry room. Outside, expansive front and deep covered back porches invite relaxation, overlooking your serene grounds. An attached two-car garage and dedicated gravel side yard provide ample space for your boat, RV, and all your outdoor gear, perfect for embracing the Florida lifestyle. Discover this exceptional Palatka home, where modern comfort meets river access. Schedule your private showing today to experience this unique blend of charm and convenience.