1039 SE Westminster Place Lakefront living with ideal western exposure--your home naturally shades the patio from the afternoon sun. Bright, open floor plan with porcelain plank tile throughout and elegant plantation shutters. Enjoy a large screened enclosure, updated kitchen and baths, tankless gas hot water, and a natural gas line for your grill on the patio. Major upgrades include a new metal roof (2025) and HVAC (2024). Located in a small, private gated community with LOW HOA covering every aspect of lawn and garden care. Amenities include a heated community pool and monitored security system. Close to shopping, historic downtown, beaches, medical, and airports. Optional golf memberships available from Willoughby Golf Club just across the street. See the low insurance quote in the documents included.