1020 W Cottonwood Dr Welcome home to this beautifully maintained Valley Center gem in the highly sought-after Valley Creek Estates addition, offering 4 bedrooms and 3 full baths with a desirable split layout-three bedrooms and two full baths on the main level, plus an additional bedroom and full bath in the finished basement, ideal for guests, a private office, or multigenerational living. Built in 2002, this home offers peace of mind with a new roof (November 2025) and an HVAC system just 5 years old-plus no special assessments. Situated on a premium lot backing to a tranquil open area and pond, you'll enjoy scenic views and added privacy that feel like a private retreat. The backyard is fully fenced, and both the front and back yards are also equipped with an Invisible pet fence-perfect for pet owners seeking flexibility and peace of mind. Inside, freshly refinished wood floors in the kitchen and dining room (January 2026) bring warmth and elegance, while the inviting living room with a gas fireplace creates the perfect setting for cozy evenings. The spacious basement family room with a wet bar is ideal for entertaining, movie nights, or relaxing with friends and family. With a rare combination of updates, location, and picturesque surroundings, this home offers exceptional value and lifestyle-a true must-see in Valley Center.