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1005 Cottonwood Lane
Waterloo IL 62298 US

$285,000

Active Listing ID 25081698
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2 bed
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2.00 Bath (2 Full)
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Lot: 0.21 Acres
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Single Family Residence

$285,000

Active Listing ID 25081698
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1005 Cottonwood Lane This beautifully updated 2-bedroom, 2-bath home offers far more than meets the eye, with a finished lower level that adds incredible living and entertaining space. The main level features newer flooring throughout, updated lighting, and an eat-in kitchen complete with newer stainless steel appliances, tile backsplash, a pantry, and direct access to the oversized back patio—perfect for indoor-outdoor living. Step outside to enjoy the fully fenced backyard, ideal for relaxing, entertaining, or pets. The updated main-level bathroom adds modern style, while thoughtful upgrades continue throughout the home, including HVAC installed in 2025 with an air purifier and a newer water softener. The finished basement is an entertainer’s dream, featuring new carpet, a wet bar, built-in wine fridges, and a theater setup with projector, screen, and sound system—ready for movie nights or game day. The lower level also includes a full bathroom, ample storage, and an egress window, offering the option to add a third bedroom or home office. A 2-car garage rounds out this move-in-ready home that blends comfort, updates, and flexibility. Don’t miss your chance to own a home that truly delivers on space and upgrades in all the right places.

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Property Features

  • Facts
  • Lot Size: 0.21 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Level
  • Heating Fuels: Forced Air

School Information

  • School
  • WATERLOO DIST 5(Elementary)
  • WATERLOO DIST 5(MiddleSchool)
  • Waterloo(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 285000
  • unparsedaddress: 1005 Cottonwood Lane
  • postalcity: Waterloo
  • stateorprovince: IL
  • country: US
  • postalcode: 62298
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.21
  • lotsizeunits: Acres
  • lotsizearea: 0.21
  • livingarea: 1764
  • livingareaunits: Square Feet
  • latitude: 38.3205428
  • longitude: -90.16946224
  • listagentfullname: Amy Hank
  • listagentemail: amylhank@gmail.com
  • listagentkey: 3yd-MARISMO-HANKA
  • listagentmlsid: HANKA
  • listagentpreferredphone: 6185937358
  • listagentofficephone: 6182086692
  • listofficekey: 3yd-MARISMO-KWPN06
  • listagentstatelicense: 475129599
  • listofficemlsid: KWPN06
  • disclaimer: Copyright © 2026 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MARISMO
  • yearbuilt: 2005
  • listagenturl: http://www.kwpinnacleil.com
  • countyorparish: Monroe
  • parcelnumber: 07-35-265-022-000
  • elementaryschool: WATERLOO DIST 5
  • highschool: Waterloo
  • elementaryschooldistrict: Waterloo DIST 5
  • middleorjuniorschooldistrict: Waterloo DIST 5
  • highschooldistrict: Waterloo DIST 5
  • appliances: Dishwasher, Microwave, Range, Washer
  • cooling: Central Air
  • constructionmaterials: Brick, Brick Veneer, Stone, Stone Veneer, Vinyl Siding
  • heating: Forced Air
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Driveway, Garage, Garage - Attached, Off Street
  • waterfrontyn: False
  • franchiseaffiliation: Keller Williams Realty
  • exteriorfeatures: Level
  • architecturalstyle: New Traditional
  • rooms: Basement, Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2, Family Room, Kitchen, Living Room
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: True
  • location: -90.169464, 38.32054
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Keller Williams Pinnacle", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":50}], "GeocodeOptions":null, "LeadRoutingEmail":"amylhank@gmail.com", "ListBrokerageCity":"O'Fallon", "ListBrokerageCountry":"US", "ListBrokerageEmail":"klrw1152@kw.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Keller Williams Pinnacle", "ListBrokeragePhone":"(618) 226-6447", "ListBrokeragePostalCode":"62269", "ListBrokerageStateOrProvince":"IL", "ListBrokerageUnitNumber":"1B", "ListBrokerageUnparsedAddress":"1003 E Wesley DR Suite C", "ListBrokerageWebsiteUrl":"http://www.kwpinnacleil.com", "ListOfficeAddress1":"808 S. Main St", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"ROWSA", "ListOfficeCity":"Columbia", "ListOfficeCountry":"US", "ListOfficeEmail":"kwpdirector@gmail.com", "ListOfficePostalCode":"62236", "ListOfficeStateOrProvince":"IL", "ListPriceCurrencyType":"USD", "ListingTitle":"Ranch, Traditional, Single Family Residence - Waterloo, IL", "ListingURL":"https://listings.listhub.net/pages/MARISMO/25081698/?channel=rexren", "MLSModificationTimestamp":"2025-12-27T10:27:38Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Single Family Residence", "RawPropertyType":"Residential", "RoomCount":5, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":1828, "TaxDescription":null, "TaxYear":"2024"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/1/2026 12:54:07 AM GMT
Source Updated Date: 1/8/2026 7:12:33 PM GMT

Courtesy of: Amy Hank, Keller Williams Pinnacle, amylhank@gmail.com

Copyright © 2026 MARIS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.