1003 Tropic Terrace Gulf Access Condo - NOT in a Flood Zone & No Age Restrictions! Affordable waterfront living is getting harder to find-especially with Gulf access, no flood zone, and no age restrictions-and this one checks all three. Located in Tropic Terrace, this first-floor 2-bedroom, 1.5-bath condo offers easy, low-maintenance living in a peaceful waterfront community. Enjoy a screened lanai with landscaped views, perfect for morning coffee or relaxing after a day on the water. Inside, the layout is bright and functional with tile and carpet flooring, ceiling fans, and comfortable living space. For boaters, the community offers a boat ramp and dock leases available on a first-come basis, providing direct access to Southwest Florida waterways. Residents enjoy a community pool, clubhouse, shuffleboard, and common laundry, all just minutes from downtown Fort Myers, shopping, dining, and I-75. The community allows one cat, making this a great option for pet lovers-another rare find in waterfront condos. Whether you're looking for a full-time home, winter retreat, or investment, this is a smart opportunity to get into a Gulf-access community without flood zone concerns.