640 STATE ROAD 20 This charming 3 bedroom/2 bath home is nestled on a sprawling, high and dry 9.4-acre parcel of serene and picturesque land with watershed views zoned for agricultural use offering a tranquil escape from the hustle and bustle of everyday life. As you step inside, you'll be greeted by a warm and inviting living space ready for you to make it your own. The kitchen is designed for both functionality and style with direct access to a covered porch where you can unwind and enjoy the breathtaking views of your peaceful, private acreage. Enjoy lots of living space with a large family room, formal dining room, a primary bedroom that offers ample room for relaxing and unwinding, two additional guest rooms, and a guest bath. In addition to the inviting living spaces, the property also features a separate massive three-bay metal storage building and a carport-style shed providing convenient storage solutions for all your needs. This location offers an abundance of natural beauty and easy access to a multitude of recreational opportunities including Bass fishing, camping, canoeing, kayaking, hiking on the scenic Blueway Trails, and visiting birding sites listed in the Great Florida Birding Trail. An easy commute to Gainesville and historical downtown Palatka is just 15 minutes away offering shopping, dining, the beautiful Ravine Gardens, and picturesque St. Johns River Park with annual riverfront festivities. If you're ready to embrace this lifestyle, make your move today. The possibilities are endless!