20640 RAMSEY Drive The seller is offering a unique opportunity: the buyer can choose their buyer concession! Options may include an interest rate buydown, closing cost assistance, or price adjustment tailored to meet the buyer's needs. This flexible approach helps make ownership more affordable in today's market. This QBHI Preston Model (Elevation A) offers a well-designed layout with four bedrooms and three and a half baths. Situated at the end of a cul-de-sac, the home provides a blend of open space and functional living areas. The main level features a two-story foyer leading to a formal living room or home office. A dining room with crown molding and decorative columns sits just off the kitchen, which includes a center island, under-cabinet lighting, a double wall oven, Corian countertops, a built-in pantry, and a cooktop with an updraft. Hardwood floors extend throughout, and a breakfast area offers additional table space with access to a screened-in porch overlooking a wooded backdrop. The family room, positioned off the kitchen, includes a gas fireplace for a welcoming atmosphere. Upstairs, the primary bedroom includes a custom walk-in closet. The attached bath features two separate vanities, a large soaking tub, and a walk-in shower. Three additional bedrooms, a spacious laundry room, and a hall bath complete this level. The finished lower level provides extra living space with a full bath and a large recreational area, offering flexibility for various needs. Outside, the screened-in porch offers a private setting with wooded views. The cul-de-sac location enhances the sense of privacy while remaining close to local conveniences. Nearby, shopping, museums, parks, theaters, and restaurants offer entertainment and leisure options. Beaches and an indoor pool add to the area's appeal. The home also provides a convenient commute to Patuxent Naval Air Station (PAX River). Mortgage savings may be available for buyers of this listing.