{"id":5757,"date":"2023-01-27T08:57:29","date_gmt":"2023-01-27T15:57:29","guid":{"rendered":"https:\/\/www.realtyexecutives.com\/blog\/?p=5757"},"modified":"2023-01-25T16:02:33","modified_gmt":"2023-01-25T23:02:33","slug":"shopping-for-a-home-warranty","status":"publish","type":"post","link":"https:\/\/www.realtyexecutives.com\/blog\/shopping-for-a-home-warranty","title":{"rendered":"Shopping for a Home Warranty"},"content":{"rendered":"\n
\"A<\/figure><\/div>\n\n\n\n

There are many things to consider when buying a home warranty, which is different from homeowners insurance. A home warranty is a policy that covers major appliances and some systems, such as the HVAC<\/a>, inside the house. Some policies can be tailored to fit your needs and cover additional things such as electronics, septic systems, and hot tubs. Although homeowners insurance will be required for many real estate purchases, a home warranty is entirely optional. <\/p>\n\n\n\n\n\n\n\n

Advantages of a home warranty<\/h2>\n\n\n\n

A home warranty policy<\/a> can protect you from the full expense of repairs or replacement of major appliances and, in some cases, systems in your home. Such a policy can also make getting repairs less stressful, as the issuer of your policy will likely guide you to reputable service people. If you\u2019re selling a home, putting a transferable warranty in place<\/a> will make it more appealing to buyers, particularly if it is a home with older appliances and systems. <\/p>\n\n\n\n

How to determine what type of coverage you need<\/h2>\n\n\n\n

Home warranties can vary a great deal in what\nthey cover, ranging from the barebones to the possibility of adding specific\nappliances at an additional cost. Consider the types of plumbing, electrical\nsystems, and major appliances in the home, as well as the age of each. You may\nwant to review the costs of various policies at this point to help you figure\nout how much it is worth to invest in multiple levels of coverage. <\/p>\n\n\n\n

Be aware that most policies will replace an\nappliance with something considered to be an equivalent. So, if you have been planning to upgrade<\/a>,\nyou\u2019ll want to check and see if this would be a possibility.  In some cases, you can upgrade by paying the\ndifference in the costs of the various models. <\/p>\n\n\n\n

If you\u2019ve recently purchased a home with older\nsystems and appliances, then buying a home warranty should be near the top of\nyour priority list. Although a seller may purchase a policy to entice buyers,\nif they don\u2019t, buying a warranty after closing on the home is still possible.<\/p>\n\n\n\n

Shopping tips<\/h2>\n\n\n\n

Once you\u2019ve determined what type of coverage\nyou need, it\u2019s time to do some research. For example, you can find the best Arizona home warranty<\/a> by\nreading reviews of various companies to see what customers and experts have to\nsay about their reliability, promptness, and service. <\/p>\n\n\n\n

Once you have selected several possible\ncompanies, compare what they offer. Be sure to look at coverage caps that limit\nthe extent to which they will pay for specific items, and be sure to ask questions<\/a>. Consider the\npricing for various plans in light of your own budget. Compare price quotes,\nand once you\u2019re sure you\u2019ve found the best fit for you and your home, take time\nto read the fine print on the contract you are offered. Although several lists\nof \u201cthe best\u201d available home warranties exist and are worth considering,\nremember that you should research your options and select the option that is\nthe best fit for your personal needs.<\/p>\n\n\n\n

Keep your documents organized<\/h2>\n\n\n\n

Once you\u2019ve selected and purchased a policy,\nmake sure to keep the related documents organized. You can do this in digital\nformat, which makes it easy to access if filing a claim becomes necessary. It\u2019s\npossible to create one main PDF using an extract PDF tool<\/a> to take parts of other documents,\nsuch as appliance warranties. You can then combine only the pages you need to\nform one document that has all the pertinent information in it.<\/p>\n\n\n\n

Before you buy a home warranty, take the time\nto assess your home, appliances, and the systems within your home. Once you\nhave determined what needs to be covered, you\u2019ll be ready to shop for a policy.\nBe sure to read reviews of the companies you are considering, learn about their\ncustomer service, and do price comparisons. Keep your warranty information\nalong with documents on each appliance together so you can find it easily. Even\nif you\u2019ve already purchased your home, it\u2019s not too late to invest in a home\nwarranty.<\/p>\n","protected":false},"excerpt":{"rendered":"

There are many things to consider when buying a home warranty, which is different from homeowners insurance. A home warranty is a policy that covers major appliances and some systems, such as the HVAC, inside the house. Some policies can be tailored to fit your needs and cover additional things such as electronics, septic systems, … Continue reading Shopping for a Home Warranty<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[774,419,4724],"tags":[497,700,59],"yst_prominent_words":[984,7041,1275,1274,7037,1671,4659,3456,7042,3547,5969,4885,3248,7036,7038,3266,4510,7040,4954,4887],"_links":{"self":[{"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/posts\/5757"}],"collection":[{"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/comments?post=5757"}],"version-history":[{"count":1,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/posts\/5757\/revisions"}],"predecessor-version":[{"id":5759,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/posts\/5757\/revisions\/5759"}],"wp:attachment":[{"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/media?parent=5757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/categories?post=5757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/tags?post=5757"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.realtyexecutives.com\/blog\/wp-json\/wp\/v2\/yst_prominent_words?post=5757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}