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Ways to Add Value to Your Home on a Budget

It’s no secret every homeowner eventually wants to add value to their home. Not only does it boost the resale price, but it can create a more inviting and cozy space. When you stop and think about a home renovation, an overwhelming wave of stress overcomes you because all you can think about is the price tag. Well you’re in luck; adding value to your home doesn’t have to cost a fortune.

One good option to pay for your home updates would be to take out a low-rate personal loan. Since the duration of a personal loan is anywhere from 3 to 7 years, compared to a home equity loan which ranges from 20 to 30 years, you’ll end up paying way less in interest. Another alternative would be to apply for a 0% interest credit card to finance some of the smaller projects. Be wary, as it can be very easy to overspend when using a credit card. Set up automatic payments each month to chip away at the balance.

We’re not here to talk about a $40,000 kitchen remodel. Most people don’t have that kind of cash laying around. There are many inexpensive projects you can do around your home that will boost the financial worth of your home. Expect to spend around $300-$3,000 to complete some decent projects. Here are some great ideas for how to increase the value of your home at a smaller cost: Continue reading