Realty Executives All Area

Lyle & Grace Caddell

CalBRE# 01206580, 01186527 (619) 579-1264

Lyle & Grace Caddell

Lyle & Grace Caddell
Realty Executives All Area

Buyers

Real Estate Resources

CLOSING COSTS

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

All appropriate costs generated by the sale of a property which the parties must pay to complete the transaction. Costs may include origination fees, appraisal fees, title insurance, taxes and any points negotiated in the deal.

As we negotiate a sales contract for you, we will not only work to get the sales price you want, we will also work to limit the number of closing costs for which you will be responsible.

Buyers receive a “Good Faith Estimate” of closing costs at the time the loan application is submitted to the lender. This estimate is based on the loan officers past experience and may not include all the closing costs. We will carefully review this estimate with you, answering any questions you may have, and which costs are decreed by law to be yours and which are negotiable.

LOAN RELATED COSTS

  • Loan Origination Fee
  • Points
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

TAXES

INSURANCE

  • Homeowners insurance
  • Flood or Quake Insurance
  • Mortgage Insurance

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