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Top 10 Cheapest Ways to Increase the Value of Your Home [infographic]

(Published on - 5/29/2015 6:06:38 PM)

 

Looking for a few ways to add value to your home without breaking the bank? Check out this in-depth and easy-to-read infographic from Cupolas n' More to see where you will get the most bang for your buck on upgrades to your home for sale.

Increase The Value Of Your Home - Part 1Increase The Value Of Your Home - Part 2Increase The Value Of Your Home - Part 3
 
(Infographic Source: Cupolas n' More)
 

It doesn't have to cost an arm and a leg to up the value of your home, you just have to know which upgrades will bring in the greatest returns. If you're wondering which upgrades will give you the most bang for your buck, give me a call today and let's discuss how to maximize your home's value. A few wise investments in upgrades could put tens of thousands of dollars back in your pocket, so don't hestitate. Give me a call today!

Lindsey Acton, REALTOR®, SRES®

T: 714) 801-0175

LindseyActon@att.NET

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Cheat Sheet of Valuable Senior Discounts (2015)

(Published on - 3/25/2015 3:10:28 PM)

2015 Senior Discount List

(Photo Credit: 55place.com)
 

I love it when I'm able to provide my senior citizen clients and community with valuable resources that promote a happy, healthy retirement. With that said, I am thrilled to share this money-saving gem I came across on TheSeniorList.com's site!

Here is a comprehensive list of discounts that are offered exclusively to senior citizens. The categories included are for various grocery stores, discounted prescriptions, restaurants, retail and apparel, and travel. See below for the complete list of discounts from TheSeniorList.com's blog so that you don’t miss out on special savings when you’re out and about (or download a printable version, here).

 

Senior Discounts for Grocery Stores 

Albertsons: 10% off first Wednesday of each month ( 55 +)
American Discount Stores: 10% off every Monday (50 +)
Best Cellars 5% off Tuesday shopping order on purchases over $30 (55+)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Fry’s Supermarket: free Fry’s VIP Club Membership & 10% off every Monday (55 +)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
Pathmark: 5% on Monday (60+)
The Plant Shed: 10% off every Tuesday (50 +)
Publix: 5% off every Wednesday (55 +)
Rogers Marketplace: 5% off every Thursday (60+)
SuperFresh: 5% off on Tuesdays on purchases over $30 (55+)
Uncle Guiseppe’s Marketplace: 15% off (62+)
Waldbaum’s: 5% off Tuesdays on purchases over $30 (55+)

Senior Discounts on Prescription Drugs

AARP:  With the AARP Prescription Discount Card (provided by Catamaran), AARP members and their families can access an average savings of 38% off prescription drugs (regardless of age or health status).  Must be a member of AARP to access benefits.  AARP boasts acceptance by 64,000 pharmacies nationwide.

Rite Aid:  Sign up for the Rite Aid Rx Savings Program.  Save 15% or more on thousands of brand name and generic prescription drugs1 by signing up for the Rite Aid Rx Savings Program. When you sign up, you’ll receive Rx Savings Card that gives you access to special discounts at Rite Aid pharmacy, including:

CVS Pharmacy:  Enroll in the CVS Pharmacy Health Savings Pass program. It’s easy and costs only $15 annually (per person). Whether you have limited prescription insurance or no coverage at all, you can sign up and start saving immediately.  This is not an insurance plan, it’s a prescription savings program. Under this program you can also receive 10% off MinuteClinic services inside select CVS/pharmacy stores.

Walgreens Prescription Savings Club:  Another great option for folks without insurance coverage. Walgreens Prescription Savings Club members get special discounts off the cash price of thousands of brand-name and generic medications as well as other benefits when they use their Prescription Savings Club Card. Additionally, if you don’t save at least the cost of your membership fee in one year, Walgreens will give you the difference.

Kmart:  The Prescription Savings Club at Kmart can be yours for a $10 enrollment fee.  You and the family are then covered  for certain generic drugs (starting at $5 for a 30-day supply and starting at $10 for a 90-day supply) * View Drug List.  In additional you’ll receive savings on non-preferred generics up to 65%, as well as 20% off brand name medications.  20% savings on flu immunizations and 10% savings on all other immunizations (e.g. shingles, whooping cough, hepatitis A&B, etc.).  You can even get discounts on pet medications with a prescription from your vet.

Target:  The Target Prescription Savings Program entitles seniors (and others in the household) savings of 10-50% on prescription medications (off of retail). One membership works for everyone in your household, and you can use your card at any (Target) Pharmacy.  In addition if you sign up for Target’s Pharmacy Rewards, and fill five eligible prescriptions, you’ll get a certificate for 5% off a day of shopping.  (Hey, every penny counts!)

Senior Discounts on Restaurants

Applebee’s: 10-15% off (varies by location) MAY require Golden Apple Card (60+)
Arby’s: 10% off (55+)
A&W All American Food: 10% Senior discount varies by location
Backyard Burger: free drink with purchase
Ben & Jerry’s: 10% off for seniors (60+)
Bennigan’s: discount varies by location (60+)
Bob’s Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+) plus additional discounts on coffee and soft drinks
Bubba Gump Shrimp Co: 10% off for AARP Members
Captain D’s Seafood: “Happy Wednesday Offer” choice of 8 meals + drink for $4.99 or less- varies by loc. (62+)
Carrabba’s Italian Grill: 20% off on Wednesdays to AARP Members
Carrows Restaurants: Golden 55 Menu offers discounted bfast, lunch & dinner (55+)
Chick-Fil-A: 10% off or free small drink or coffee (55+)
Chili’s: 10% off (55+)
CiCi’s Pizza: 10% off (60+)
Country Kitchen: Great Senior Menu (55+)
Culvers: 10% off senior discount (60+)
Dairy Queen: 10% off for seniors (15% for coaches) varies by location (free small drink at some locations)
Denny’s: 10% off, 20% off for AARP members (55+)
Dunkin’ Donuts:  AARP members receive a free donut with the purchase of a large hot coffee (at participating restaurants)
Einstein’s Bagels: 10% off baker’s dozen of bagels (60+)
El Pollo Loco: 10% off senior discounts varies by location (55+)
Friendly’s Restaurants: Breakfast discount varies by location (60+) Senior List readers to confirm
Fuddrucker’s: 10% off any senior platter (55+)
Gatti’s Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee’s: $0.33 beverages everyday (65+)
IHOP: Great discounts on senior menu items (55+)
Jack in the Box: up to 20% off (55+)
Kagle’s Barbecue: 10% off (50+)
KFC: Free small drink with any meal (55+)
Krispy Kreme: 10% off (50+)
Long John Silver’s: Various discounts at locations (55+)
McDonald’s: discounts on coffee everyday (55+)
Mrs. Fields: 10% off at participating locations (60+)
Outback Steakhouse: 15% off AARP members for meals Monday through Thursday (alcohol excluded)
Old Country Buffet: Daily discounts for seniors (55+)
Papa John’s: 25% off (55+) for online orders. Enter the code “AARP25″ when placing your order
Ponderosa Steak Houses: Senior Discounts Vary- Senior menu available (60+)
Shoney’s: 10% off Sonic: 10% off or free beverage (60+)
Sonic: 10% off or free beverage (60+) varies by location
Steak ‘n Shake: 10% off every Monday & Tuesday (50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (60+)
Taco Bell: 5% off; free beverages for seniors (65+)
TCBY: 10% off (55+)
Tea Room Cafe: 10% off for seniors (50+)
Traditions Restaurant (East TX): Senior platter meal for $4.71 (50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy’s: 10% off (55+)
Whataburger: Free drink w/ purchase of a meal- varies by loc. (55+)
White Castle: 10% off (62+)

Senior Discounts on Retail + Apparel

Banana Republic: 10% off (50+)
Bealls Outlet: 15% off with free Monday Club Card (Mondays 50+)
Belk’s: 15% off first Tuesday of every month (55+)
Bon-Ton Department Stores: 15% off on senior discount days (55+)
C.J. Banks: 10% off every Wednesday (60+)
Clarks: 10% off (62+)
Dress Barn: 10% off Tues and/or Wed (call ahead-varies by location 55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kohl’s: 15% off on Wednesdays (55+)
Marshalls: 10% off on Tuesdays (varies by location)
Michael’s: 10% off on Tuesdays (with AARP card)
Modell’s Sporting Goods: 10% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday (55+)
The Salvation Army Thrift Stores: Up to 50% off (55+)
SteinMart: 20% off red dot/clearance items first Monday of every month (55+)
TJ Maxx: 10% on Tuesdays (varies by location)
Walgreens: 20% off once a month (55+ and AARP) “Balance Rewards” Card required

Senior Discounts on Airline + Travel

Airlines

American Airlines: Various discounts for 65 and up (call before booking for discount)
Continental Airlines: No initiation fee for Continental Presidents Club & special fares for select destinations
Southwest Airlines: Various discounts for ages 65 and up (call before booking for discount)
United Airlines: Various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: Various discounts for ages 65 and up (call before booking for discount)

Car Rental

Alamo Car Rental: Up to 25% off for AARP members
Avis: Up to 25% off for AARP members
Budget Rental Cars: 10% off; up to 20% off for AARP members (50+)
Dollar Rent-A-Car: 10% off (50+)
Enterprise Rent-A-Car: 5% off for AARP members
Hertz: Up to 25% off for AARP members
National Rent-A-Car: Up to 30% off for AARP members

Hotels

Best Western: 10% or more for AARP or senior guests (55+)
Candlewood Suites:  Discounts vary (62+)
Crown Plaza:  Discounts vary (62+)
Days Inn:  Discounts vary (60+)
Holiday Inn:  Discounts vary (62+)
Howard Johnson Hotels:  Discounts off best available rate (60+)
Hyatt:  Up to 50% off (62+)
Knights Inn:  Up to 10% off (60+)
La Quinta Inns:  Discounts vary (65+)
Marriott:  15% off (62+)
Motel 6:  10% off (60+)
Super 8:  Seniors save 10% off (up to 20% with AARP card)
Travelodge:  Discounts vary (60+)
Wyndham Hotels:  Up to 20% with AARP card

A big thank you to TheSeniorList.com for providing such a useful and comprehensive list to help educate seniors some of the many perks available to them after retirement. Happy savings, friends and family!

 

Sharing is caring, so feel free to share this post with your friends + family on social media using the social share buttons at the top of the post (located under the title of the post). You can also find me on Facebook. I share useful information + helpful tips for all things real estate, especially on real estate options for seniors. 

 


Pricing Your Home Correctly to Maximize Buyer Interest [infographics]

(Published on - 3/16/2015 5:16:34 PM)
Home for sale Fullerton Orange County(Photo Credit: Mark Moz/Flickr)

A common misconception sellers have when it comes to pricing their homes is the higher, the better. However, the reality is, it's simply not that simple. A good realtor should be able to educate their clients on the most strategic price point for given market conditions (i.e. inventory, buyer's vs. seller's market, etc) as well as the condition of the property for sale, so that the house is priced fair enough, yet competitively enough, to attract the right buyers.

Move Inc.'s Realtor.com team has created a wonderful set of graphics to help seller understand the method to the madness of pricing a home to sell so that it's a win-win situation for the seller and buyer. See below for the graphics:

reatlor.com

 © 2015 Move Sales, Inc. All rights reserved.

Give me a call today to discuss the right pricing strategy to sell your home quickly and fairly.

Lindsey Acton, REALTOR®, SRES®

T: 714) 801-0175

LindseyActon@att.NET

Connect with me on Facebook to get tips and tricks for buying or selling your home, especially for seniors looking to sell their family home to move on to a more carefree, leisurely life.

 


Is a Reverse Mortgage Right for You? [infographic]

(Published on - 3/16/2015 5:15:13 PM)

 

Reverse Mortgage 

(Photo Credit: American Advisors Group/Flikr)

 

Wondering if a REVERSE MORTGAGE is for you? 

According to the National Reverse Mortgage Lenders Association, a reverse mortgage is defined as the following:

1. A reverse mortgage is loan available to homeowners who are 62 years or older that enables them to convert part of the equity in their home into cash. 

2. The product was conceived as a means to help retirees with limited income use the accumulated wealth in their homes to cover basic monthly living expenses and pay for health care. However, there is no restriction for how reverse mortgage proceeds can be used.

3. The loan is called a reverse mortgage because the traditional mortgage payback stream is reversed.  Instead of making monthly payments to a lender, as with a traditional mortgage, the lender makes payments to the borrower.

4. You are not required to pay back the loan until the home is sold or otherwise vacated.  As long as you live in the home, you are not required to make any monthly payments towards the loan balance, but you must remain current on your property taxes, homeowners insurance and condominium fees (if you live in a condo).

If you're still confused, the infographic below may help paint a clearer picture of exactly what a reverse mortgage is, who it is and is not for, the requirements of obtaining one, and the associated fees. 

 
+ Click to Enlarge Image +
Anatomy of a Reverse Mortgage [Infographic] - ReverseMortgageCompanies.com
Source: ReverseMortgageCompanies.com
 

If you would feel more comfortable talking to a certified REALTOR ® about a reverse mortgage or the option of selling your family home, then feel free to contact me today so that you're not left in the dark about your real estate options. 

I'll help guide you step-by-step through the process and educate you on what you really need to know about transitioning to the next phase of your life gracefully. 

You can also find me on Facebook. I share useful information + helpful tips for all things real estate, especially on real estate options for seniors. 

All my best,

Lindsey Acton, SRES ®, REALTOR ® 

LindseyActon@att.net

714) 801-0175