(Published on - 8/25/2017 1:26:31 AM)

For most people your home is your biggest investment.  It is true, when you are getting ready to buy, you may see $$$$$$ (a lot of dollar signs).  However, it is important to get that home inspection.  For $300 - $600 you may save thousands later.

This article from InterNACHI's web site helps to explain more about home inspections.

You can find a local InterNACHI certified home inspector through

I sat down with Tyler Ditch from "Veteran Home Inspections & Improvements" to discuss how he conducts local inspections. He said it is important for the home buyer to attend the inspection.  You will gain better insight to minor and major issues if he can physically show you what he sees as opposed to just reading the final report.

Tyler also showed me a copy of a "Home Maintenance Manual" that he provides free to all his customers.  Especially for first time home buyers this manual will help you learn how to take care of your new home in order to keep it at its best.

Tyler is Certified through InterNACHI.  He will be happy to anwer any questions you may have 636-543-5233. Find him on facebook:




$5000 for your Down Payment

(Published on - 8/4/2017 6:17:27 PM)

In a previous post, I let you know there is help available for down payments.  If a down payment is holding you back from purchasing your own home, PLEASE review this information.  I am attaching a link to Jefferson County's "1st Home Down Payment Loan Program".   This program may be able to help you with up to $5000 in downpayment assistance.  I understand you are making rent payments that could go towards your own home, but saving for a down payment can take a while.  Check with your lender or give me a call 636-524-2567.  We will be happy to help you work through the possibility of buying your first family home. 

 Click for more information       1st Home Down Payment Loan Program - Jeffferson County   

  Your new home is just a click away  Down Payment Resources





Help for Veterans

(Published on - 8/2/2017 8:18:09 PM)

I cannot say thank you enough to all the men and women who fight to help keep our freedoms safe.

Many of our veterans come home with injuries.  I always wonder if we are doing enough to help them.

Attached is information about the VA Adapted Housing Grants.  These grants are available to help veterans modify their homes or buy a new family home and modify it to meet their needs.

I am thankful and priviledged to share this information.

Please share this information so any veteran in need will be informed.


VA Adaptive Housing Grants

You Don't have 20% for a Down Payment There is help

(Published on - 7/28/2017 2:31:37 AM)

Many lenders require the buyer to provide 20% of the home purchase price as a down payment.  While many home buyers would be able to maintain the monthly payments needed to pay off their home loan, saving for the down payment would take a long time.

Many first time home buyers do not realize there is financial assistance that would not require the full 20% down.  In fact, there are certain programs that would only require 1% down.  Or if you are a veteran 0% down.

The reason I was able to purchase my first home years ago was due to one of these down payment programs.

Follow the link below today to find out if you might be eligible for one of these assistance programs.


(Published on - 7/26/2017 4:24:55 PM)

Before you begin looking for a home the best thing to do is to find out how much of a house you can afford.  In the attached article written by Ashley Neal for Realty Executives you will learn the steps to take.  Going to your financial institution and getting pre approval will make your home shopping experience more enjoyable.  You will be looking at properties you know you will be able to make an offer on and not worry if you will be able to get the financing.  AND don't forget to shop around.